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How to Pay for Long-Term Care

As per findings from the US Department of Health and Human Services (HHS), about 70% of retirees in the United States will need some long-term care (LTC). The median cost for such services is expected to range between $53,768 and…

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Medicaid Penalties for Gifting Assets

The Medicaid program helps low-income seniors with limited income and assets access healthcare and long-term care. Many seniors believe their only option to qualify for the program is to “spend down” their assets. While this is true in some cases,…

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